2015 Regulatory Changes
2014 was a big year from a regulatory stand point. We saw some big changes hit from Dodd-Frank, which put the industry on its head for a few months in the beginning of the year and had the markets...
View ArticleHome Buying Tips for 2015
In 2014, the big stories were the impact of the new Dodd-Frank regulations, the new Fannie Mae and Freddie Mac programs, and the questions surrounding interest rates. The Dodd-Frank regulations were...
View ArticleWhat to Consider When Selling in the Winter
Popular wisdom would tell you to never sell a house in the winter months. Your house will not show as well (especially here in Michigan), there are fewer buyers looking for houses, and you will take a...
View ArticleWhat to Consider When Buying in the Winter
On Tuesday, I wrote about selling a house in the winter, some of the potential difficulties of selling this time of year, and some of the tips I’ve learned over the years to help any winter-time...
View ArticleWhat is the Right Down Payment?
This has probably been the most consistently common question I have received from new and prospective clients over the last nearly 15 years that I have been in this industry. There have always been...
View ArticleDown Payment Assistance Options
Coming up with a down payment can be a daunting task. Assuming a standard down payment of 20% on a $300,000 home, for instance, would be $60,000. And if that number feels outside of anything you could...
View ArticleMSHDA
Last week, I talked about down payments and options for down payment assistance. I discussed what the “right” down payment is and ways to get help in putting that money down. Today, I’d like to talk...
View ArticleWelcome to Tax Season
As January comes to a close, we are once again welcomed into tax season. For some, this is a happy time of year where a big refund check will soon be on its way. For others, it’s a time of annoyance as...
View ArticleImportant Mortgage Documents From Closing
As I said last week, I will be dedicating this month to tax season on my blog. I am doing this in an effort to help my clients and readers prepare themselves for their current tax filings, as I know...
View ArticleCan I Use my Tax Return for a Down Payment?
In my ongoing effort to help my clients understand the taxable implications of a mortgage during tax season, today I will talk about how a tax return can and cannot be used to help with a home...
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